Home Insurance

Getting a home in California is a significant purchase. Protect your investment with homeowners insurance

Buying a home is a substantial investment that often takes years to finance. Southern California has some of the highest average list prices in the United States. Your prized home should have prized homeowners insurance policy to go with it.

As a second generation family owned and operated business, PTL Insurance Brokers understands how important a home is to a family. Based in Covina, we are homeowners insurance brokers that know the California housing landscape inside and out, and we can help you find the exact coverage you are looking for.

Protect Your House from Factors Outside Your Control

The most frequent and severe homeowners insurance claims – fires, lightning, debris, water damage and freezing – are uncontrollable elements. These policies ensure that you are covered for these unexpected losses. A basic homeowners insurance policy includes coverage for:

  • The structure of your home
  • Replacement costs
  • Your personal possessions
  • Liability
  • Additional living expenses

Our agency also offers flood insurance, something that is not covered under a base homeowners insurance policy. One of our coverage options is standard flood insurance that protects your house when waters cover at least two acres. The other, preferred risk flood insurance, is a low-cost preferred risk policy that a building in a low or moderate risk zone will qualify for. We also have umbrella policies to make sure all the cracks of your policy are covered.

In addition to home insurance, PTL Insurance Brokers provides coverage for:

  • Condo onwners
  • Renters
  • Rental property owners

Keep your roof over your head

PTL Insurance Brokers has been a top homeowners insurance broker for the San Gabriel Valley and California for 38 years. We have a dedicated service team that does all the heavy lifting, and you will talk to the same person every time you make an inquiry. Get started with your homeowners insurance policy today by calling (888) 304-5538 or by filling out our online form to get a free quote!