California Home Insurance
PTL Insurance Brokers Inc – Your hub for California home insurance.
Since 1976, PTL Insurance Brokers Inc has provided cost-effective California home insurance policies. Your home is one of the biggest investments you will ever make, so it is important to keep it safe. If you do suffer from some form of disaster, a California homeowners insurance plan will protect you from major loss.
PTL Insurance Brokers Inc will help you insure your home and other personal possessions if you reside in California. Homeowners insurance includes both property and liability coverage, meaning that it simultaneously covers your possessions as well as protects you from accidents that may occur on your property.
Without realizing it, you and your home are regularly exposed to a surplus of risk factors. Threats can come in the form of weather or criminals and it is difficult to protect yourself and your property at all times. You may not be able to stop certain unforeseen events from occurring, but a California homeowners insurance policy can help defend you from the harsh aftermath of these risks.
A basic California home insurance policy will cover the following:
- The structure of your home
- Replacement costs
- Personal possessions (up to a set limit)
- Living expenses in case of a disaster
- Liability
You can purchase supplemental policies such as:
- Valuable Articles/Floater policies (i.e. Jewelry Insurance)
- Flood policies
- Earthquake policies
- Umbrella policies (additional liability)
- Animal Liability (liability issues due to household pets)
No two homes are identical, therefore the same is true for home insurance plans. Give us a call or fill out the form on this page to get more information on PTL Insurance Brokers Inc’s California home insurance policies.
