Contractors Insurance

PTL Insurance Brokers caters to the unique insurance needs of contractors

Because of the nature of the profession, contractors have unique needs when it comes to insurance coverage. The particular liability risks this type of business faces are not necessarily covered under a normal business insurance policy.

That is why PTL Insurance Brokers is here to help. Since 1976, we have been providing California businesses with insurance solutions, from corporations to independent contractors. We sift through dozens of choices, doing the heavy lifting for you so you can focus on you contracting business.

Our contractors insurance policies include coverage for:

  • Contractors liability
  • Tools and equipment
  • Builder’s risk
  • Commercial properties
  • Business interruption
  • Workers compensation
  • Errors and omissions (E&O)
  • And more…

When you call PTL Insurance Brokers, you will talk to the same agent every time to get the coverage you need and your claims submitted.

A leader in solar contractors and integrators coverage

PTL Insurance Brokers understands the growing clean energy market and, more importantly, the insurance implications for homeowners and businesses. California is leading the nation with over 87,000 solar energy projects and counting, and you need an insurance agency that has taken the time to understand your industry and its unique challenges.

Our nationally recognized Solar Integrator’s Insurance Program can cover the following potential gaps in your current insurance plan:

  • General Liability Insurance: Without residential exclusions.
  • Professional Liability Insurance: Covers engineering and design of solar projects, as well as paperwork related to tax incentives and local rebates.
  • Workers’ Compensation Coverage: Class code audit to make sure your employees are properly classified.
  • Pollution Coverage: Mold and Pollution coverage included.

Contact us about our energy contractors packages and the other unique contractors packages we offer. Give us a call at (888) 304-5538 to get started!