Liability Insurance

Protect your business’s culpability with liability insurance

The business world is filled with twists and turns, but those turns could become a lot sharper with unexpected liability. No matter how careful you may be and how tight of a ship you may run, eventually an issue will arise that you and your business will have to compensate for. That is why it is paramount that you protect your business with liability insurance.

At PTL Insurance Brokers, we can help you find the liability insurance you need to protect your business, as well as unique risks that California businesses face. Our agents will do all the heavy lifting and help you through unforeseen liability issues, including determining compensation and helping you through claims processes. Here are just a few of the insurance services we offer:

General Liability

General liability insurance provides widespread coverage for your business. It will protect it from risks such as bodily injury or property damage, regardless if direct or indirect actions from the business cause them. Coverage includes protection against:

  • Fire
  • Theft
  • Vandalism
  • Bodily injury
  • Negligence

Protect yourself from on-site adversity with general liability insurance

Excess Liability

While general liability insurance will cover a broad spectrum of pitfalls, there will inevitably be cracks that your business will need to kick in. That is why an umbrella policy is also necessary, for it will protect any excess liability that your company may incur. It will also provide your business with guaranteed financial protection should the limits on your general liability insurance be reached.

PTL Insurance Brokers is a trusted excess liability insurance broker that will make sure your company is protected under all circumstances.

Employers Professional Liability Insurance (EPLI)

EPLI is one of the more specialized insurance policies you will find on the market. What is EPLI? It is a type of liability insurance covering wrongful acts arising from the employment process. This could include:

  • Wrongful termination
  • Discrimination
  • Sexual harassment
  • Retaliation
  • Defamation
  • Invasion of privacy
  • Failure to promote
  • Deprivation of a career opportunity
  • Negligent evaluation

Do not let an employee snafu determine the direction of your business. Protect it with EPLI.

PTL Insurance Brokers will help you get the liability coverage you need

We have been in business since 1976, providing the San Gabriel Valley and Foothill communities with commercial liability insurance solutions that fit their needs and budget. We do all the heavy lifting, shopping dozens of options to find you the right policies for the right price. Contact us at (626) 967-9581 to get started!