Category Archives: Our Blog

Quick!  Get out your #2 pencils and a pad of paper and take this short
quiz to see how much you know about your homeowner’s insurance policy.

When it comes to fireworks in California, the laws can be tricky.  As a
whole, the state allows some or all Class C fireworks which includes
shells and mortars, multiple tube devices, Roman candles, rockets,
sparklers, and firecrackers with no more than 50 milligrams of chemical
compound.  They also allow novelty items like glow worms, airplanes,
ground spinners, fountains and party poppers.  However, before you grab
your lighter and those bottle rockets you have been saving up you need
to check your jurisdiction to see if there are any county or town
specific laws that may prohibit the use of fireworks at your home.

As we age, it is obvious that everyone ages right along with us.  Even
though we might not like the idea, our grandparents, aunts, uncles and
–yes, even our parents will get old one day.  It will be up to us to
look after their affairs and make sure they are getting the proper care
they need to live out the rest of their lives.

Now that summer is here, you might be thinking of taking some time off
work to relax out on your boat.  Before you schedule your next personal
day, give your boat a good overhaul so that you can spend your day off
relaxing and not fixing little problems that might occur.  Having a safe
boat is the most important thing when you are out to sea.

The nation has been mourning the loss of several lives after a tornado
ripped through Moore, Oklahoma last week demolishing homes and pummeling
buildings including businesses, public buildings and even schools. 
Even with the most advanced storm prediction equipment available, it is
hard to determine what type of destruction will happen during a storm. 
It is important to prepare ourselves for Mother Nature’s fury so we are
ready for anything she throws at us.

One of the best ways to insure you will be eating organically grown
produce is to grow it yourself with plain old dirt, seeds and water. 
And there is nothing more delicious than food you have grown yourself. 
So when animals decide to take up residence in your garden and eat your
precious crops, it can be more than just a nuisance.

Since 1970, the world has celebrated Earth Day on April 22nd. 
Originally Earth Day was set up by United States Senator Gaylord Nelson
when he realize that something needed to be done to help protect our
earth from damage we cause.  He organized what he called a “teach in”
along with Congressman Pete McCloskey and Denis Hayes to help bring
awareness to the people of the world that unless something was done, our
earth would continue to become polluted.

There is nothing like waking up to see a beautiful spring day in
California…only to start sneezing and rubbing your eyes because of
seasonal allergies.  Suffering from allergies can really take its toll
if you are not prepared and know how to help your symptoms.  Whether you
have had allergies your whole life or are new to the allergy scene,
your insurance agent can be a good resource for allergy information.

Do your kids play on a team or just enjoy kicking a ball around the
backyard with their friends? Either way, you should teach them about
playing safely to avoid injuries.  Being a good sport, utilizing
protective gear and following the rules of the game can all help keep
safe everyone involved.  With the spring sports season upon us, now is a
great time to brush up on all those safety rules you may have
forgotten.

If you think of your body in relation to an automobile, you realize that
the performance you get out is directly correlated to the maintenance
you put in.  With cars, you know you need to get periodic oil changes
and rotate the tires every once in a while.  You also need to make sure
you are using the right fuel for your engine.  Same thing holds true for
your body.