Underage Drinking May Have Consequences on Your California Auto Insurance in the Future

The Underage Drinking Research Initiative was established to address the
concerns about the effects of underage drinking. The aim is to support
research and develop new approaches to deal with the problem. Each year
approximately 5,000 deaths occur in the under-21 age bracket that are
attributed to alcohol, and of those 1,900 occur as a result of car
accidents. While young people can take out California auto insurance as coverage in the case of an accident, no amount of insurance can bring back a life.

Being Ready for Car Vandals With Your California Auto Insurance

Returning to your car after an outing and finding it has been damaged or
vandalized can be an upsetting event. What do you do? Thankfully those
with California auto insurance
may be able to be financially compensated and have the damage repaired
if they have comprehensive coverage. Even so, there are certain steps
you should take to make sure further loss is avoided and you have done
all you can to satisfy the requirements of your insurance company.

Raising Your Deductible

Trying to save for that dream vacation but just don’t know where to find the extra cash? Or maybe you’re having trouble paying your car loan? One of many ways you may be able to save some cash is by raising your deductible on your California home insurance and even on other policies.

Renting out your Family Home

Are you planning to rent out your home in California rather than selling it at a loss? You should inform your California home insurance provider and your mortgage company about your plans; you should also consider a few cosmetic changes that could improve the appearance of your home and appeal to a wider range of potential tenants.

Finding a Good Plumber

Have you recently moved to a new neighborhood or even a new city? Take some time from the exploration of your new environment for one vital but fairly unexciting task: finding a good contractor to carry out plumbing repairs in your new home. Talk to your agent or insurer if you are not sure what plumbing repairs are covered by California home insurance.

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Personal Insurance

No matter where you are in life — just starting out or thinking about retirement — PTL Insurance Brokers can help you find the right insurance. From auto to motorcycle, home insurance to renters insurance, we’re here to help you protect yourself, your family, and your home from whatever happens next.

Business Insurance

Building a business takes time, patience, know-how, and the right tools. The right insurance coverage can mean the difference between coming back from disaster or not. At PTL Insurance Brokers, we’ll help you protect your California business, big or small. From general liability to workers compensation, we can help you cover your business from most risks.

Life & Health Insurance

Everyone needs life and health insurance, no matter how old or young you are. You might not want to think about the worst that can happen, and we understand the feeling but you need to protect yourself and your family. Work with PTL Insurance Brokers to purchase the right policies for where you’re at today. We’ll worry about the details, and you just worry about living a full and happy life in the California sun!