Find Out the Facts About Car Insurance

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When you are looking for a new auto insurance policy, you may be overwhelmed with information. People can tell you many different scenarios that might make you nervous. There is always a story out there about a person who had a bad claim experience or someone who paid too much for their premium. But finding out the facts is as easy as calling a trusted auto insurance agency for the truth.

We can help decipher all the information you have been given and help find you the best auto policy to fit your every need. For example, there has always been a rumor that bright red sports cars are very expensive to insure. The truth is that the color of your vehicle does not matter in the slightest. You can paint your car a million different shades, from subtle to bright neon, and your premium will not be affected in the least.

The determining factors when it comes to your auto policy include the vehicle type (year, make and model), type of coverage, your driving history, your insurance score, and your state of residence. You may also qualify for policy discounts if you have completed an accredited driver safety program or if your vehicle has anti-theft devices installed.

So before you become discouraged about car insurance, you should find out the facts. No matter what question you may have about auto insurance (or any other type of insurance) we can find the answer for you. Just call us with all your concerns and we will work with you to find the perfect policy for your new, old, shiny or even not-so-shiny vehicle. We will weigh all the options and see which carrier’s insurance would best suit your individual situation. And remember, no question is unimportant. We want you to be as knowledgeable as you can be when it comes to your insurance.



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Personal Insurance

No matter where you are in life — just starting out or thinking about retirement — PTL Insurance Brokers can help you find the right insurance. From auto to motorcycle, home insurance to renters insurance, we’re here to help you protect yourself, your family, and your home from whatever happens next.

Business Insurance

Building a business takes time, patience, know-how, and the right tools. The right insurance coverage can mean the difference between coming back from disaster or not. At PTL Insurance Brokers, we’ll help you protect your California business, big or small. From general liability to workers compensation, we can help you cover your business from most risks.

Life & Health Insurance

Everyone needs life and health insurance, no matter how old or young you are. You might not want to think about the worst that can happen, and we understand the feeling but you need to protect yourself and your family. Work with PTL Insurance Brokers to purchase the right policies for where you’re at today. We’ll worry about the details, and you just worry about living a full and happy life in the California sun!