We are qualified and licensed by the CA Dept of Insurance to handle all of your insurance needs, especially during Life Insurance Awareness Month!

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According to the non-profit organization LIFE, Life Insurance Awareness Month is an opportunity to talk to people about their life insurance needs. A recent LIMRA study found that 30% of households have no life insurance coverage. Therefore, September will be your chance to do something about this growing problem.

To help you figure out what you want to do for your family, the LIFE website provides a guide to “The Seven Wonders of Life Insurance”, which include:

  1. Buys time
    Allows loved ones to focus on their grief by helping to pay for the funeral and other final expenses.
  2. Provides a fresh start
    Lets loved ones start with a clean slate by helping to pay off credit card bills, outstanding loans, and even the mortgage.
  3. Generates income
    Helps replace lost income for years to come so that surviving family members can continue to pay for life’s necessities.
  4. Offers flexibility
    Gives a surviving spouse the chance to take time off from work or to switch to a job that offers a more flexible work schedule.
  5. Creates opportunities
    Can provide funding to start a business, or pay for schooling so surviving family members can train for a new career.
  6. Funds the future
    Offers a way to fund longer-range goals like a college education for the kids or a secure retirement for a surviving spouse.
  7. Leaves a legacy
    Gives parents the chance to leave future generations with the legacy of long-term financial security.

AT PTL Insurance Brokers Inc., we understand the importance of family and leaving your legacy for them. We are dedicated to providing the top customer service to our clients as well as protecting them. Being licensed by the CA Dept of Insurance proves that we know how to deal with any situation when it comes to your insurance needs.

Our agents are committed to matching your needs to the most comprehensive and affordable insurance coverages available on the market today. We can help you find practical solutions for life insurance, auto insurance, business insurance, home insurance, and more. Whatever your needs may be, we can help meet them. So find out what it means to keep your family safe and sound with our CA Dept of Insurance licensed agency!

TESTIMONIALS

John Buehler

We have been with PTL for over a decade, I believe, and have ALWAYS gotten GR8 service!! This morning I sent an e-mail at 9:30 and had a response within the hour!!!! They’re always helpful and willing to work with you!! I cannot praise or rate them any higher!!

David Benesh

Bryon Pedevillano is not only a great independent insurance agent, he’s actively involved in industry advocacy groups that help protect his clients!

Oscra Tejeda

My personal insurance policy was a little tricky but Christine Barbosa was awesome every step of the way. Thank you

Mickey B

I was referred to Christine for my auto insurance by my brother. She has been helping him for years. She was very helpful and was able to answer all my questions. I never really knew what I was being covered for until I spoke to her. I will definitely be referring my friends.

Salon Meraki

I highly recommend working with Marcela for all your insurance needs. She is professional, patient and highly knowledgeable. She answered all of my questions and concerns in a timely manner. It was an absolute pleasure working with her.

May Kunka

I was calling around for quotes and was mainly looking for the best insurance prices but was taken aback by the knowledge and expertise by Melissa R, not only did she educate me on all the different plans that suite our needs best but emphasized the importance of not just paying attention to the monthly premium and to make sure it made sense when the deductible comes into play. Thanks so much for all your help! I highly recommend Melissa if you’re looking to have your insurance policy review, there were a ton of adjustments made to make sure my husband and I were protected.

Dolores Calderon

I have been in business with PTL for over 10years and Marcela has always been so polite and cheerful. I I have referred many of my coworkers to her and she has diligently assisted them. She knows her job and explains everything in detail and so very patient. Continue the great work Marcela!

Car Say

Our family has loved working with Melissa at PTL Insurance over the past five years. Her level of customer service and dedication to ensuring the customer comes first are the reasons why we continue to work with PTL. She always responds within 24 hours, makes recommendation to policy changes that have our benefit in mind, and continuously looks for ways we can save money. Melissa now takes care of all of our insurance needs and I can’t imagine anyone else doing a better job.

Tom Meaglia

Firstly, PTL Insurance Brokers and especially my consultant, Victor Vizcarra – are great at identifying my insurance needs and meeting those needs. With his professional and timely advice, Victor is tireless and very determined at helping me with my Errors & Ommissions protection needs; and really cares about my life and personal business. He is punctual and works hard at helping me out! I recommend anyone who needs assistance and guidance in the insurance arena to PTL Insurance Brokers and especially my consultant, Victor Vizcarra. No one is more professional and intelligent when it comes to the liability area. Thank you Victor!

Jill Armitage

We have been with PTL Insurance Brokers for several years now, first and foremost because of the excellent customer service from our agent, PTL Insurance Brokers. Our questions and concerns are always met within a very reasonable time-frame in a very professional yet personal manner.

Cyntia Nolff

My experience over the past years with PTL Insurance Brokers has been wonderful. My agent Victor Vizcarra and his team are incredibly helpful, efficient and professional. I definitely would recommend PTL Insurance Brokers, they are the best.

Robert Kenz

PTL Insurance Brokers has always been very responsive to my needs and competitively priced. When my annual policies come up for renewal they are always searching for better deals to keep my costs contained without sacrificing coverage. I continue to recommend them to colleagues and friends.

Dulce Godoy

PTL Insurance Brokers have been of great help to our company since I switched over to them from my old broker. Their staff have been very friendly and professional. They have helped us even through tough economic times and have always shopped around to quote us a good deal. Thanks for all your help!

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Personal Insurance

No matter where you are in life — just starting out or thinking about retirement — PTL Insurance Brokers can help you find the right insurance. From auto to motorcycle, home insurance to renters insurance, we’re here to help you protect yourself, your family, and your home from whatever happens next.

Business Insurance

Building a business takes time, patience, know-how, and the right tools. The right insurance coverage can mean the difference between coming back from disaster or not. At PTL Insurance Brokers, we’ll help you protect your California business, big or small. From general liability to workers compensation, we can help you cover your business from most risks.

Life & Health Insurance

Everyone needs life and health insurance, no matter how old or young you are. You might not want to think about the worst that can happen, and we understand the feeling but you need to protect yourself and your family. Work with PTL Insurance Brokers to purchase the right policies for where you’re at today. We’ll worry about the details, and you just worry about living a full and happy life in the California sun!

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